Bank account in Italy

In Italy you can open a bank account:
- at the bank
- at the Post Office (for more information, visit the dedicated website, in Italian only)
- on line

In order to open a bank account, you need the following documents:
- passport or other valid identity document
- fiscal code 

Some banks might ask for further documents, for example your payslip or the residence in an Italian city.

Politecnico di Milano has made an agreement with the Banca Popolare di Sondrio. You can find a branch of this bank in the Campus Leonardo, Building 2. Visitors and foreign Ph.D. students, who are not regularly employed, can open the Conto +ma at the Banca Popolare di Sondrio.

The card you receive can be used both as credit (for online shopping) and debit card (to withdraw money at the cashpoint machine/ATM and pay in shops and supermarkets).
The card is not personal: this means that it has some limitations, for example you are not allowed to rent a car with it.

Features of Conto +ma:
- Activation fee: 6,00 €
- First deposit to open the account: 30,00 €
- Deposit limit: 10,000 €
- No closing fees
- SCRIGNO application for home banking services

Conto +ma entitles to a personal IBAN code. Therefore, you can receive and make wire transfer in the SEPA area.
You can easily close the bank account at distance, but before leaving Italy you must go to the bank in person for some formal procedures. In addition, fund switching to another bank of your choice is possible.

To open Conto +ma, go to the branch of Banca Popolare di Sondrio at Politecnico di Milano with the following documents:
- passport
- fiscal code
- complete application form

Opening hours: from Monday to Friday, from 8:30 to 13:30 - from 14:45 to 15:45 (phone: 0039 02 23993307)

Carta +ma leaflet

In case of loss or other problems related to Carta +ma, call the number 800 822056 (toll free).

The DICA Welcome Office is happy to support you to open a bank account.

NOTE: Opening a traditional bank account (no limited amount of money, cheque book, personal credit card) is usually allowed only to people who have an Italian residence permit and a regular employment contract. However, you might contact different banks and check if better conditions are applied.


Last update: December, 2015